Attorney Advertising.
Getting hurt in a crash is bad enough. Finding out the other driver had no insurance, or took off and left you there, feels like a second injury. Here is the good news: in Michigan, that is not always the end of the road.
By Nicholas Somberg, founding attorney at Somberg Law, PLLC in Bingham Farms, Michigan. Licensed by the State Bar of Michigan.
Your No-Fault benefits usually still apply
Michigan is a no-fault state, so your own auto insurer is generally supposed to pay covered accident-related medical expenses, up to the applicable PIP limit, and a portion of your lost wages through PIP benefits, no matter who caused the crash and even if that driver had no insurance. Those benefits are your right. For the details, see my Michigan Car Accident and No-Fault FAQ.
Uninsured and underinsured motorist coverage
If you carry uninsured or underinsured motorist coverage, it can help when the at-fault driver has no insurance or not enough to cover your losses. A lot of people have this coverage and do not even realize it. Part of my job is finding every source of recovery you are entitled to.
Hit-and-run cases have deadlines
When a driver flees, there are specific steps and time limits that can affect your claim, so it is important to act quickly and not go it alone. The insurance company will not volunteer to pay you more than it has to.
Do not assume you are out of luck
Before you accept that nothing can be done, let me look at your coverage and the facts.
Do not face it alone. Call me at (248) 270-5979 or start a free case review, and let’s talk about your situation.
Attorney Advertising. This post is general information about Michigan law and is not legal advice. Reading it does not create an attorney-client relationship, and no result is ever guaranteed. Every case is different, so talk to a licensed attorney about your situation.
